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XRPL uses trust-based validation to ensure that a large enough percentage of validators agree on a set of transactions, and any invalid transactions would require a coordinated effort by over 80% of trusted validators. The consensus mechanism is resistant to malicious attacks, including Sybil attacks and 51% attacks, and is designed to withstand inappropriate behaviors and ensure that the network can continue to function, even when validators act dishonestly or the network faces disruptions. XRPL utilizes the XRP Ledger Consensus Protocol to validate transactions, which defines a set of rules for network participants that prioritize Correctness, Agreement, and Forward Progress. It was renamed OpenCoin and eventually named Ripple. Chris Larsen joined them shortly after, and the trio launched the Business NewCoin in September 2012. In June 2012, the XRP Ledger first went live.

They were inspired by Bitcoin and set out to develop a more effective version that improved upon its limitations. Three developers named David Schwartz, Jed McCaleb, and Arthur Brittom started working on the XRP Ledger in 2011.

Algorand (ALGO) (BETA) Avalanche (AVAX) Arbitrum (AETH) (BETA) Aurora (AURORA) (BETA) Bitcoin (BTC) Bitcoin Cash (BCH) Bitcoin SV (BSV) Binance Chain (BNB) Binance Smart Chain (BSC) Cardano (ADA) Cosmos (ATOM) (BETA) Crypto.XRP is a digital asset created by Ripple Labs, a technology company that focuses on streamlining global payments for businesses and solving inefficiencies in the financial sector.

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